Tag: budgeting

  • Frugal vs Realistic vs Simple living

    Which is best, frugal living, realistic living, simple living, or some combination of all three? I’m not sure. They all have pros and cons and while I tend towards frugal over the other two, it can come with some real downsides. Here’s how i would define the three categories. Some examples: I’m not sure which…

  • Roth, Budget, & HYSA

    So you know you need to get your financials in order, or maybe someone told you to, but where should you start. Investing, saving, brokerage, budgets, renting vs buying, day trading, 401K, 529, etc. All these are different areas of finance falling under the same umbrella and while they might have the same fundamentals, they…

  • Utilities

    When you live at home or on campus during college, oftentimes you’ll never see a utility bill until you move into your first apartment. It can be quite a shock, suddenly having someone demand $50, $150, or even $600 a month for something that seemed so commonplace and necessary. It was a shock for me…